And the money in your HSA stays with you, even if you change jobs.
The dollars in your HSA are free of federal or state taxes, both when you put them in and when you take them out for qualified medical expenses.
Your Health Savings Account money is yours to withdraw and use any time for eligible health expenses. And once your HSA reaches a certain designated balance, you may choose to invest and grow a portion of your HSA dollars. So you can focus on living, not worrying.
Designed for everyone in your household, even if you're enrolled in single health plan coverage.
Copays and coinsurance. Your HSA covers the portions of health care bills that are paid by you.
Routine health care & prescriptions including office visits, x-rays, lab work, medications, and more.
Dental care including cleanings, fillings, crowns and dentures.
Vision care including eye exams, eyeglasses and contact lenses.
Hospital expenses including surgery and room & board charges.
Over-the-counter items such as blood pressure & cholesterol monitors, insulin & diabetic testing supplies, first aid products, and more.
Don't take our word for it: See for yourself how quickly an HSA makes smart financial sense with this savings calculator.
You'll find easy-to-understand answers on the most common questions about an HSA here.
Can you visualize the many ways an HSA is the right choice for you? Check out this infographic that summarizes the many benefits and advantages of having an HSA.
Looking for more details about putting an HSA to work for your household? Try this convenient HSA overview.